You’re wrapping up your annual physical when the doctor says she found a slight irregularity with your heartbeat and wants you to get an ECG. She refers you to a local cardiologist. You get the procedure done. Then you get a bill for $2,000 a few weeks later. What went wrong?
The majority of people who have health care insurance obtain it through their employers during open enrollment, though only a small minority understands the complexities of insurance well enough to feel like they made an empowered choice.
Whether you get insurance through work, Medicare, or the individual market, open enrollment is the one period of time each year when you can change your health insurance coverage without a qualifying event…
As the end of the year approaches, we know it can be overwhelming as a business owner to navigate the different requirements, timelines, and benefit options without HR expertise. In last week’s blog, we examined the first three things you should do to prepare for benefits renewal: Survey Your Employees About Their Benefits Needs Educate […]
If you are like most small businesses, your benefits renewal is coming up. As an employer, you want to offer your hard-working employees the benefits they want, but if you are a small business, it might not be feasible due to the significant costs and few options available to employers of your size. As a […]
Employee expectations of what they want from their employer have dramatically changed in part due to COVID-19. The workplace we know has changed, and what employers offer for benefits must keep up with the changing times. According to a study by Kaiser Family Foundation and the Los Angeles Times: Most small and medium business employees say […]
Last week in part one of Four Things to Know Before Renewing Your Employee Benefits Plan we relayed that it IS possible to reduce benefits plan costs and support employee health (both physical and mental) when you partner with the right PEO—AspenHR!
Oh, what a difference a year and a half makes. At this point in 2019, unemployment rates were at an all-time low, and businesses were doing whatever they could to compete for talent. With unemployment now near an all-time high, priorities have…
Crossing your fingers for payday to come before your bill’s due date is not a way to live. But for many Americans, it’s a frustrating reality. 78% of U.S. employees live paycheck to paycheck, including those who earn six-figure salaries.