It’s very likely that in the last year, you postponed a medical appointment. It’s also very likely that it had something to do with COVID-19.
You’re wrapping up your annual physical when the doctor says she found a slight irregularity with your heartbeat and wants you to get an ECG. She refers you to a local cardiologist. You get the procedure done. Then you get a bill for $2,000 a few weeks later. What went wrong?
The majority of people who have health care insurance obtain it through their employers during open enrollment, though only a small minority understands the complexities of insurance well enough to feel like they made an empowered choice.